Tuesday, November 18, 2014

30 year low for First Time Home Buyers

First Time Home Buyers buying less!
NAR reports 30 year low in first time home buyers.

The National Association of Realtors released their annual Profile of Home Buyers and Sellers earlier this month.  Only 33% of those who bought homes were first time home buyers, compared to 38% last year. 

Historically, this represents the lowest percentage of first time home buyers since 1987 marking a 30 year low.  Despite a recovering economy and historically low interest rates, millennials are not purchasing homes. Millenials make up the young adults born between early 1980's and early 2000's. 

Economists are citing several reasons for this dip:
Pensacola Real Estate
Pensacola Real Estate ~ Several deals available for first time
home buyers!
  • High student loan debt
  • Millienials are getting married and starting families later in life
  • More young adults living at home
  • Harder to save up down payment with rising rent costs
  • Lack of consumer confidence
According to NAR, the median age of first time home buyers was 31 years old, and the average home price for first time home buyers was $169,000.

There is good news! With an average home price of $175,000 for the Pensacola Real Estate Market in 2014, many of the homes on the market are available for a first time home buyer to purchase.  We are working with several Pensacola area lenders who have special loan programs that can offer 100% financing.  Are you interested in purchasing your first home? Email Nicoles@PensacolaRealtyMasters.com or just call our sales team at (850) 473-3983.

The drop in first time home buyers is reported to be holding back the housing recovery.  Are you a millienial? If so, what is holding you back from making the leap to homeownership?

Thanks and have a great day,
Nicole St. Aubin, Broker Associate
Realty Masters of FL~ #1 in Pensacola Property Management
4400 Bayou Blvd. #58B, Pensacola, FL 32503
Call us at (850) 473-3983

Over 45 Pensacola Rental Homes at www.PensacolaRealtyMasters.com

Thursday, November 13, 2014

Beulah, FL area continues to grow

Beulah area of Pensacola continues to grow.
New jobs at Navy Federal bring continued growth to Beulah.
More great news for Beulah! 

Last month, Navy Federal Credit union announced 5,000 more jobs coming to the Pensacola headquarters.

Navy Federal Credit Union off Beulah Rd.
Navy Federal Credit Union off Beulah Rd.

Last week, Escambia County residents voted to renew the half cent sales tax for education which will fund a new elementary and middle school. 

Beulah, one of the fastest growing areas in Pensacola, is located in Northern Escambia County, FL 32526 off US Hwy 90 ( 9 Mile Rd ) and is convenient to I-10, UWF, Navy Federal Credit Union, and Beulah Park.

Because of this growth, we are seeing an increased amount of sales activity in the Beulah real estate market. If you are looking for a home to lease or purchase in the Beulah, FL area near Navy Federal Credit Union, call our friendly agents at (850) 473-3983. 

Below is one of the newest listings in the Beulah area, a four bedroom home in Busbee Plantation.   This home is for sale $147,500 ~ View more photos on our home website http://www.PensacolaRealtyMasters.com



This newly built, 4 bedroom 2 bath home located at 6777 Fort Deposit Rd., Pensacola, FL 32526 in the Beulah area.  If you are looking to purchase a home in the Pensacola area or want to tour this home, call us at (850) 473 3983 or email Nicoles@PensacolaRealtyMasters.com

Thanks and have a great day,
Nicole St. Aubin, Broker Associate
Realty Masters of FL~ #1 in Pensacola Property Management
4400 Bayou Blvd. #58B, Pensacola, FL 32503
Call us at (850) 473-3983

Over 45 Pensacola Rental Homes at www.PensacolaRealtyMasters.com

Tuesday, November 11, 2014

Simple, time-saving secrets to add a unique twist to your holiday recipes



When entertaining during the holiday season, time is of the essence. Between cleaning, shopping, decorating and mingling with friends and family, there's hardly enough time to cook let alone prepare an elaborate seven course meal. However, the lack of time doesn't mean your food or your guests have to suffer. By combining classic dishes with unique ingredients, you can enhance the flavor of your recipes without having to spend the entire evening in the kitchen.



Instead of preparing an over-the-top feast, try opting for simple and satisfying fare with a subtle modern twist to wow your guests. Often, it's just that extra ingredient that can really tie together your favorite appetizers, entrees and desserts. Jessica Segarra, of The Novice Chef food blog, offers three simple tips to create stand out dishes using her favorite better-for-you pretzel crackers to rethink your holiday recipes.



* While it's easy to get caught up in the moment, don't let the holidays sidetrack your guests from eating healthy. Instead, make wholesome, lighter options the life of the party by adding unexpected ingredients to otherwise bland dishes. Serve protein packed, homemade sweet potato hummus with veggies and flat-baked Pretzel Crisps(R), the perfect combination of sweet and savory flavors for fall and winter entertaining. Not only will the hummus keep your guests satisfied, it can be made in advance and stored in the refrigerator until ready to serve.



* Sweet-and-savory never fails. Look for recipes that combine both elements to add a well-balance boost of flavor. This holds true for both desserts and entrees. Pretzels are my go-to ingredient for adding crunch and just the right amount of salty goodness to my sweeter dishes, says Segarra. I've found Pretzel Crisps offer the most versatility when it comes to flavor and use. They can be easily paired with my favorite holiday desserts, including beautifully layered trifles.



* Select dishes that can be prepared ahead of time. Entertaining is no fun if you're confined to the kitchen while your meal cooks. Choosing a baked entree like pork medallions or chicken breasts that can be prepped before your guests arrive can help to free you up to socialize. Swap out bread crumbs for thin pretzel crackers and coat prior to your guests arrival.



Holiday gatherings are supposed to be fun for everyone, including the hosts. By adopting some simple time-saving secrets to make your food shine, both you and your food can be the life of the party. Celebrate the holidays with Pretzel Crisps and these seasonally inspired recipes at your next gathering.



Everything Pretzel Crisps Crusted Pork Medallions with Sweet Maple Gravy



Makes 4 servings



Ingredients:



1 pound pork loin, sliced into 1 1/2-inch rounds

1/4 cup all-purpose flour

2 large eggs, whisked

3 cups Everything Pretzel Crisps, crushed

4 tablespoons unsalted butter



For the gravy:



4 tablespoons unsalted butter

3 tablespoons all-purpose flour

3 tablespoons maple syrup

1 cup whole milk



Directions:



Preheat oven to 425 F. Line a baking dish with foil and spray with non-stick spray. Set aside. Place flour in a shallow bowl. Place eggs in a separate shallow bowl. Spread crushed Pretzel Crisps on a rimmed plate. Working with one pork medallion at a time, coat pork in flour, dip into eggs and then press into pretzels. Repeat process until all pork medallions have been coated. Melt butter in a large skillet over medium-high heat. Add four to five pork medallions at a time, cooking until lightly browned, about 2 minutes on each side. Transfer browned pork medallions to prepared baking dish. Repeat process until all pork medallions have been browned. Place pork medallions in the oven and bake until cooked through, or until internal temperature reaches 140 F, about 8 minutes. Let chops rest for 5 minutes after baking. While pork is in the oven, melt butter over medium-high heat in the skillet used to cook the pork. Whisk in flour, scrapping the edges to include any of the browned pork bits in the pan. Stir continually with a wire whisk until the flour has thickened and started to brown, about 3 minutes. Pour in maple syrup and 1/2 cup of milk, continually whisking. After about 30 seconds, gravy should start to thicken again. Add remaining 1/2 cup of milk and whisk until combined. Remove gravy from heat and serve drizzled on top of pork medallions.



Dark Chocolate & Peppermint Pretzel Crisps Brownie Trifle



Ingredients:



1 box fudge brownie mix

1 - 4 ounce bag Dark Chocolate & Peppermint Pretzel Crisps

3 cups whole milk

2 packages (3.9 oz.) chocolate instant pudding

1 tub (11 oz.) whipped topping, divided

Crushed peppermint, for garnish



Directions:



Heat oven to 350 F (325 F for dark or nonstick pan). Grease pan with butter or nonstick spray. In a medium bowl, mix brownies as directed for fudge brownies, using water, oil and eggs. Bake as directed. Cool completely, about 1 hour. Once brownies are cooled, cut into 1-inch cubes and set aside. Then in a medium bowl, beat milk and pudding mixes with whisk for 2 minutes, or until thickened. Stir in 1 cup whipped topping. Place 1/2 of brownie cubes in 2-qt. bowl. Top with a layer of Dark Chocolate & Peppermint Pretzel Crisps, followed by half of the pudding mixture and another layer of whipped topping. Repeat all layers. Sprinkle the top with crushed peppermint and one whole Pretzel Crisps. Refrigerate until ready to serve.



Wednesday, October 29, 2014

Pensacola Septic Tank Contractors

Pensacola area Septic Tank Contractors. 
List of FL Department of Health Licensed Septic Tank Contractors

A septic tank or drain field line repair can be costly.  Many times, permits are required. Because of these reasons, it's important to choose an experienced septic tank company with the proper

We were given this comprehensive list of Pensacola area septic tank contractors who are licensed and recommended by the Florida Department of Health.

Florida Department of Health Licensed Septic Tank Contractors

Santa Rosa County Septic Tank Contractors 

AAA Thompson’s Septic – 850-994-8221                               
BST Installation – 850-939-3186 or 932- 6720                                                     
Carter & Sons Septic – 850-994-4008         
 Emerald Coast Plumbing & Septic – 850-994-3976                                           
Joey Crews – 850-994-4008                         
Joseph Reader – 850-554-0594                                              
Jr. Peaden Septic – 850-623-5634                                     
O.C. Peaden Septic – 850-995-5917                      
Odom Environmental Services – 850-995-8585 
P&P Septic (Exempt Plumber) – 850-623-9365                   `               
Reed’s Septic & Plumbing – 850-981-2356 or 232-5638 
WPR, Inc. – 850-626-7777                    

Santa Rosa County Important Numbers

Addressing – 981-7000                                                                      Building Department – 981-7000
Clerk of Courts – 983-1973                                                               Environmental Control – 981-7090
Midway Annex – 934-8099                                                               Milton Eh Office – 983-5200 X. 167
Property Appraiser- 983-1880                                                         Records Research – 983-1966
Zoning – 981-7000
Santa Rosa County Water Companies

Bagdad- Garcon – 623-8508                              Berrydale- 675-6086                          Chumuckla- 994-3001
City Of Milton – 983-5401                                 East Milton – 623-8750                      Garcon Utilities – 623-6774
Gulf Breeze – 834-5100                                     Holley-Navarre – 939-2427               Jay – 675-4556
Mount Carmel – 675-6174                                     Midway – 932-5188           Navarre Beach – 981-888

Pace – 994-5129                                                 Point Baker – 623-4545                     South Santa Rosa – 934-5110 

Escambia County Septic Tank Contractors 
Anthony’s – 850-477-2232         
Boyette’s – 850-944-5536                                                               
Chavers Septic – 850-474-1966                 
Clyde’s Septic – 850-453-2982                                             
Economy Septic Services – 850-968-5130 
Ensley Septic – 850-476-9610                                             
Johnson Septic – 850-327-4988  
 NASSEF – 850-484-2700                                                    
Ron’s Septic – 850-944-3899                                               
Root-A-Sewer – 8050-944-0705                     
Southern Septic Services- 850-587-4330 or 1800-237-9223          

Escambia County Important Numbers

Building Department- 850-595-3550                   Clerk of Courts Official Records 850-595-3930 
Planning and Zoning-    850-595-3475                Property Appraiser -  850-434-2735 

Escambia County Water Companies

ECUA  850-476-0480        People's Water -  850-455-8552

Okaloosa County Septic Tank Contractors 

William Arnett – 850-682-8882  
Florida Septic – 850-837- 7200                                                            
Fowlers Septic – 850-682-5233  
Rodgers-Grant Septic – 850-632-4021                                                                              
Superior Septic – 850-994-7200                                                            
Willie Harmon – 850-243-8047        
Wilkinson Septic – 850-682-4832                                                                        
Zeb Watts Septic Tank Underground Inc – 850-826-2982

                           
Thanks and have a great day,
Nicole St. Aubin, Broker Associate
Realty Masters of FL~ #1 in Pensacola Property Management
4400 Bayou Blvd. #58B, Pensacola, FL 32503
Call us at (850) 473-3983

Over 45 Pensacola Rental Homes at www.PensacolaRealtyMasters.com

Tuesday, October 28, 2014

Easy ways to renovate your kitchen





You may have your reservations about renovating your kitchen. After all, there's all the noise, dust and lack of mobility while your kitchen is getting renovated. Also, there is the cost factor to consider. However, with a little planning in mind you can take care of all these things in a manner that works for you. You can make use of all the resources available in the market to make sure that you have what it takes to renovate your kitchen and live through the process. It is actually a very simple process if you think about it. All the information that you have and all the products that you need are available. All you need to do is make the right choices and you are set to renovate your kitchen. Of course, your kitchen will be unavailable for use for the next few days. Therefore, you need to make sure that you have made arrangements so your daily routine is not affected. This is most important as the kitchen forms an important part of your household. Therefore, you need to make sure that you have arrangements ready as a substitute for not using your kitchen.



There are many things to consider while renovating your kitchen. You need to seek out what you require from your kitchen first. If your gas is not working, then you need to change your stoves. If you are not getting proper electric connection, then you need to change your lines. If your piping is not working, then you need to get a proper plumber. These are the essentials of a functional kitchen. Check them one by one and make sure to have a list of things to repair.



The next important factor to consider is that the renovations being done should enhance the look of your kitchen. This would mean cosmetic modifications to your kitchen, which would come in form of countertops and cabinets. Marble countertops will give your kitchen a grand luxurious look that would enhance the quality of your kitchen. You can purchase such countertops from home or kitchen renovators. You should look for one stop shops for all your kitchen renovation needs. This will help you to get all the assistance you will need for your kitchen renovation.



by: Easy Ways to Renovating Your Kitchen

http://www.articlecity.com/articles/home_improvement/article_7266.shtml